Expat Agent
Esther van Dijk
Expat Agent
2 min

How to buy a house: stap-by-step guide to buy a house

2 min

Are you looking for your dream home? Buying a new house is an exciting endeavor. It starts with a low threshold; you browse various houses online to get a sense of the properties available for sale. After all, you initially choose a house based on your gut feeling. How does the property feel? Is the house located in a nice neighborhood? Does it require a lot of work, or can you move in right away?

Have you found a house that meets all your requirements? Then comes the viewing, and you must make a rational decision: is this home really the right one for you? There's a lot to consider when buying a house. Are you currently in search of your dream home? The tips below can help you if you're buying a house.

Consider your financial possibilities

Before you start the search for a new home, it's essential to know your financial capabilities. If you know how much money you can borrow for your new home, you can look for a house within your budget. This way, you can avoid disappointments and unnecessary heavy mortgage burdens.

Don't focus on just one house

It's crucial to view multiple houses before making a final decision. It may sound strange, but it's also wise to visit properties that aren't your first choice. Explore different types of homes within your price range. By comparing various properties, you ensure that you make the right choice.

Searching and buying a house: useful tips

Don't settle for less

Only buy the house you really want. Make a list in advance of all the requirements you have for your new home and your living preferences. Put the most important requirement at the top and work your way down. When you go to view a house, you can use this list as a sort of checklist.

Think about things like the presence of a garage, a south-facing garden, and a school within walking distance.

Create a search query on Funda

Based on your wishlist, you can create a search query on Funda or another online housing market. This way, when a new property that meets your criteria becomes available, you'll receive an immediate notification.

Explore the neighborhood

If you're looking for a new home in the Hoorn area and have a few houses in mind, it's a good idea to explore the neighborhood in the evening. This way, you can see things like parking availability around the property and whether there might be any issues with through traffic or loitering youths.

Plan a second viewing

Even if you're completely sold after the first viewing, always go for a second look, but at a different time. The lighting might be different this time, and the house may suddenly seem less attractive. A second viewing often allows for a more critical examination, and you may notice more details. However, please note that in the current real estate market, scheduling a second viewing can be challenging due to high demand.

Stay rational

It's essential to keep a clear head in your search for your dream home. Buying a house is an emotional process. Before you can make a rational decision, you often become emotionally attached to the new property. While it's crucial to listen to your feelings, keep in mind that this emotional connection can lead to a potential cognitive bias and a regrettable purchase.

Hire a real estate agent

Have you found your dream home? Ask the selling real estate agent if they can keep you updated on offers from other parties and other developments. You wouldn't want your dream home to be sold while you're still figuring things out. If you don't have experience buying a house, consider enlisting the help of a buyer's agent. A real estate agent can negotiate on your behalf and provide insight into any defects and fair pricing. A buyer's agent looks out for your interests, which can be very beneficial!